Buying a Property – Westcliff Realty

Buying a Property in Dubai – Find Your Dream Home Today!

Dubai’s real estate market offers a wealth of opportunities, from luxurious apartments and waterfront villas to contemporary townhouses and commercial properties. Whether you’re a first-time buyer or a seasoned investor, our expert team is here to guide you every step of the way.

Why Buy a Property in Dubai?

Tax-Free Investment

Dubai offers zero property tax, making it an attractive real estate investment destination.

High ROI

Certain areas provide rental yields of up to 8%, ensuring strong investment returns.

World-Class Lifestyle

Live in a vibrant city with stunning architecture, premium amenities, and a safe environment.

Residency Benefits

Purchasing property worth AED 750,000+ can make you eligible for a UAE residency visa.

Popular Areas to Buy a Property in Dubai

Downtown Dubai

The heart of Dubai, home to the iconic Burj Khalifa and Dubai Mall, offering luxury apartments with breathtaking city views.

Dubai Marina

A waterfront community with high-rise apartments, vibrant nightlife, and a range of leisure activities.

Palm Jumeirah

An artificial island featuring ultra-luxury villas, beachfront apartments, and five-star resorts.

Jumeirah Village Circle

Affordable and family-friendly with spacious townhouses, green parks, and excellent amenities.

Business Bay

A prime investment area with high rental demand, featuring modern apartments and proximity to Downtown Dubai.

Steps to Buying a Property in Dubai

1

Define Your Requirements

Decide on your budget, preferred location, and property type (apartment, villa, townhouse, or commercial space).

2

Browse Listings & Contact an Agent

Explore our latest property listings, and our expert agents will help you find the perfect match.

3

Property Viewing & Due Diligence

Visit shortlisted properties, verify their legal status, and check for RERA registration.

4

Sign the Sale Agreement (MOU)

Once you’ve chosen a property, you sign a Memorandum of Understanding (MOU) with the seller and pay a deposit (usually 10%).

5

Get a No Objection Certificate (NOC)

The developer issues an NOC to confirm the property has no outstanding liabilities.

6

Final Payment & Property Transfer

The final payment is made, and ownership is officially transferred at the Dubai Land Department.

Documents Required for Buying a Property in Dubai

For Residents

Passport, Emirates ID, proof of funds, and signed MOU.

For Non-Residents

Passport copy, proof of funds, and a local UAE bank account (recommended for transactions).

Additional Costs to Consider

Property Registration Fee

4% of the purchase price (paid to the Dubai Land Department).

Real Estate Agency Fee

Usually 2% of the purchase price.

Mortgage Processing Fee

Around 1% (if financing the purchase).

Service Charges

Annual community fees vary by property and location.

Frequently Asked Questions

Can foreigners buy property in Dubai?

Yes, foreigners can buy freehold properties in designated areas such as Downtown Dubai, Dubai Marina, and Palm Jumeirah.

Do I need a UAE residency visa to buy property?

No, you can buy property in Dubai as a non-resident. However, if you purchase property worth AED 750,000+, you may be eligible for a residency visa.

What is the minimum property investment required for a residency visa?

You need to invest at least AED 750,000 to apply for a 3-year residency visa or AED 2 million for a Golden Visa.

How long does the property buying process take?

Typically, it takes between 2 to 6 weeks, depending on whether the property is mortgaged or ready for transfer.

Can I get a mortgage as an expat in Dubai?

Yes, expats can get home loans in Dubai, with banks offering up to 80% financing depending on eligibility.

Are there any ongoing costs after purchasing a property?

Yes, owners must pay annual service charges for community maintenance, utilities, and other property-related expenses.

What happens if I buy an off-plan property?

Off-plan properties are purchased directly from developers, usually at lower prices, with flexible payment plans and high ROI potential.

Get Expert Guidance on Buying Property in Dubai!

Ready to make your dream of owning property in Dubai a reality? Contact our expert real estate agents today for personalized assistance. Whether you’re looking for a new home or an investment opportunity, we are here to guide you every step of the way!